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In today’s world, choosing a heating system for an energy-efficient home is not only a matter of comfort but also of financial feasibility. In Ireland, where green technologies are actively being implemented, heat pumps have become a popular solution. At the same time, alternatives are appearing on the market — such as HYBRID ceramic panels, which combine efficiency, ease of installation, and modern design.
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In this article, we will objectively compare two heating options for a 130 m² house with an annual energy consumption of 30 kWh/m².
Since the heating system is a capital expenditure, for a correct comparison it is necessary to consider its operation in the long term. The typical calculation period is 20 years, which allows for an objective assessment of investment efficiency.
Example
Initial investments:
The most popular heating solution is underfloor water heating, so let’s also add the costs for underfloor heating:
In total, the “turnkey” option of a heat pump with underfloor heating is €18,380.
Now let’s calculate the operating costs, taking into account the heat pump’s coefficient of performance (COP) of 1:3, as well as the need for annual servicing and periodic repairs and replacement.
Next, let’s calculate the total costs over 20 years:
Total costs for the heating system and all operating expenses over 20 years amount to €48,780.
The initial investment for the HYBRID heating system for a 130 m² house with an energy efficiency of 30 kWh/m² is based on the calculation that such a house requires 5 HYBRID 375 ceramic panels and 4 thermostats (one in each room) to regulate the desired temperature in each room according to needs and for additional savings.
The HYBRID heating system “turnkey” costs only €2,500.
Operating costs:
Total costs over 20 years:
Total: €33,900
Indicator | Heat pump | HYBRID panels |
Initial cost | €18,380 | €2,500 |
Annual electricity cost | €520 | €1,560 |
Service and repair over 20 years | €5,000 | €0 |
Replacement after 20 years | €15,000 | €200 |
Total expenses over 20 years | €48,780 | €33,900 |
Choosing a heat pump involves significant initial investments, reaching €18,380, which significantly exceeds the initial costs for HYBRID ceramic panels, which are only €2,500.
And most importantly, these investments will not pay off over 20 years, even considering the high COP of heat pumps. Moreover, if these extra funds are put in the bank at interest, you can get additional income, making the choice of HYBRID ceramic panels even more attractive from a financial point of view. In turn, when buying heat pumps, buyers often receive a subsidy of €6,500, but even in such circumstances, over 20 years, the HYBRID heating system is more economically advantageous.
Heat pump:
Advantages:
Disadvantages:
HYBRID ceramic panels:
Advantages:
Disadvantages:

If you are considering minimal initial investment, ease of installation, flexible room-by-room control, and no maintenance costs, HYBRID looks like a rational choice.
At the same time, if your priority is minimal energy consumption and you are ready to invest a significant amount at the start, you should consider a heat pump. However, even with high energy efficiency, the heat pump loses out to the HYBRID heating system in terms of total cost of ownership.
For most private houses with good thermal insulation, HYBRID is a profitable alternative in terms of investment and ease of operation.

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